How To Talk To A 3 Year Old About Moving Re-Claiming PPI for a Deceased Loved One

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Re-Claiming PPI for a Deceased Loved One

No one ever seems to talk about the financial journey that immediately takes those who lose a loved one.

Culturally, the focus is on the emotional elements of the passing of a loved one, of death, of pain.

Suddenly there is a space where before, there was nothing. You cannot say things to space, and you cannot press against a space, and space has no heat or smell.

Meanwhile, life is moving towards next season at the same speed it always has, don’t wait. Look outside; the clouds are moving through the window glass, and the sun will soon set as always…

… and life continues to revolve around finances and specifics related to finances. But – in the UK anyway – it’s as if it’s inappropriate to deal with money and financial issues outside of a lawyer’s office. However, money is a practical item that can help immensely. And advice and clear discussion are much more helpful than muttering under the breath.

There is no good or bad to money, it’s just a thing. Any emotion connected to money belongs to the one who carries the emotion. Money has no emotions, it is neutral.

What is not neutral is that your loved one did not want to leave money in a bank where it does not belong – they want you to have access to it. I will show you;

1) Why you should do this.

2) How to do it.

3) How little you actually have to do

Common support tips.

Common immediate counseling covers areas of emotional support, and is invaluable in addressing these areas. They focus a lot on mental and emotional health, such as expression and release of feelings; and don’t pretend it’s okay when it’s not. There is also a lot about how everyone deals with death differently; give it time to heal; You know it’s okay to be upset.

Somewhat more practical aspects include; joining rituals such as Memorial services; preserve memories by planting a tree or run a charity run; join a support group; put the drink down.

There are 3 things you should do in the first few days after someone dies;

Get a medical certificate from a GP or hospital doctor. You need this to register the death.

Register Death within 5 days (8 days in Scotland). Then get the documents you need for the funeral.

You can use a funeral director or arrange it yourself.

After this, there are many things to do, with many tedious details, including telling the Government, and dealing with tax and benefits. The checklist grows further to include notifying banks and insurance companies; credit companies to prevent identity theft and such; any employer (and may also be an employer-sponsored insurance plan); utility and service providers.

The financial level UNDER the financial level.

And now where a surprising level of potential sums can be – in the existing or old accounts of your loved one. I am talking about PPI and Investments. This is very important; It is not a waste of time; and most everything is easy because the detailed work can be done for you.

In short what we need to be able to help you:-

1) Your part is simple. It’s as easy as calling or emailing once, to start the process.

2) very important; that is, that any PPI claim made NOW is worth much more (hint; it’s in the interest elements!) because of the time spent. Now, assuming that most of the loved ones were older when they died, this means that there is real and high potential value in these claims. Sums of 4 and 5 figures are not unusual, this includes when an investment is compensated.

3) And finally regarding investments. Now, to be clear, what I’m not talking about is accessing or “cashing in” your loved one’s investments – that will happen as part of the process of chasing for all the aspects that form the estate. What I am addressing is when the investments did not release what they should have (and don’t worry, it’s up to the US to know, not you). There can be STUNNING claims in this area. Obviously it depends on the circumstances, but tens and hundreds of £thousands are not unusual. If your loved one has had INVESTMENTS AT ALL, we want to hear about them.

So there it is. ONE call or email, and you can release sums that may be there, in the existing or old accounts of your loved one and that, with added interest over time, can be very valuable.

Your loved one wanted YOU – NOT the bank – to receive those.

FAMILY ME!

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